FIELD                        BUSINESS

 

Review of Credit Administration, Credit Management, and Business Law unit standards

 

Subfield

Domain

Id

Financial Management

Credit Administration

16757-16759

 

Credit Management

16760, 16761, 16958-16960, 17701, 17703, 17704

Management

Business Law

17702

 

Forest Industries Training (FITEC) – Credit Management and Control has completed the review of the unit standards listed above that were registered in September 1999 and August 2000.

 

Date new versions published                        June 2005

 

New comments by date                        June 2009

 

Expiry date of new versions of the unit standards                        December 2010

 

Summary of review and consultation process

 

These unit standards had not been significantly reviewed since they were originally developed.  Due to a stronger relationship between FITEC and NZ Credit and Finance Institute it was decided that the existing qualifications and units did not adequately reflect the needs of the credit industry.  An industry advisory group was established to review the unit standards in light of current organisational practices within the credit industries.  As a result of this review the following changes were made to the unit standards.

 

Main changes resulting from the review

 

·        Increase in the number of credits for unit standards 16757 (8 to 10) and 16758 (8 to 10).

·        Decrease in the number of credits for unit standards 16759 (6 to 5), 16760 (10 to 5), 16960 (12 to 10), 17701 (12 to 10), 17704 (12 to 10), and 17702 (10 to 5).

·        All unit standards were updated to reflect changes in legislation.

·        Two new elements were added to unit standard 16757 to require trainees to give an overview of the process. Range statements were also added to performance criteria 3.1 and 4.1 to give more clarification.

·        Elements 3, 4, and 5 were combined in unit standard 16758.

·        The role of mediation was added to element 4 of unit standard 16760.

·        A new performance criterion was added to unit standard 16958 to cover credit approval authorities.

·        Unit standard 17702 was changed to a ‘demonstrate knowledge of’ unit standard. When the Personal Property Securities Act came into effect its impact was less significant than originally expected hence the change and reduction in credit value to 5 credits.

·        New unit standard 21415 to demonstrate knowledge of legislation that is most commonly used by credit controllers and new unit standard 21416 to cover the administration of credit control.  These are listed at the end of this report.

 

Impact on existing provider accreditations

 

None.

 

Impact on existing qualifications

 

Qualifications that contain the reviewed standards or classifications are tabled below.

 

Affected

The qualification lists a reviewed classification (domain or subfield) in an elective set

The qualification lists a standard that has changes to level or credits

The qualification lists a C or D category standard

Not materially affected

The qualification lists a standard that has a new title

The qualification lists a standard that has a new classification

 

The following FITEC – Credit Management and Control qualifications are affected by the outcome of this review and will be revised/reviewed in March 2005.

 

Qualification title

Standard in the qualification

National Certificate in Credit Administration (Level 3) [Ref: 0673]

16757, 16758, 16759, 16760, 16761

National Certificate in Credit Management (Level 4) [Ref: 0776]

16958, 16959, 16960, 17701

 

The following ETITO qualification is affected by the outcome of this review but is being reviewed by the SSB.

 

Qualification title

Standard in the qualification

National Certificate in Call Centre Operations [Ref: 0643]

16759

 

Summary of main changes to standards’ Ids, classification, titles, levels, and credits

 

The following summary shows the changes made to the standards as a result of the review.  All changes are in bold.

 

Key to review category

 

A

Dates changed, but no other changes are made - the replacement standard carries the same Id and a new version number

B

Changes made, but the overall outcome remains the same - the replacement standard carries the same Id and a new version number

C

Major changes that necessitate the registration of a replacement standard with a new Id

D

Standard will expire and not be replaced

 

Subfield            Financial Management

Domain            Credit Administration

Id

Title

Level

Credit

Review Category

16757

Determine applicant's suitability for credit

3

8

10

B

16758

Administer debt collection

Administer financial collection processes

3

8

10

B

16759

Demonstrate telephone techniques for debt collection

3

6

5

B

21415

Demonstrate knowledge of legislation applicable to credit control

3

5

New

21416

Administer credit control

3

10

New

 

Domain            Credit Management

Id

Title

Level

Credit

Review Category

16760

Demonstrate knowledge of credit dispute resolution processes

4

10

5

B

16761

Demonstrate knowledge of the repossession of goods under a credit agreement

Demonstrate knowledge of the repossession of goods in accordance with the Credit (Repossession) Act

4

10

B

16958

Evaluate credit worthiness

4

10

B

16959

Manage credit facilities

4

10

B

16960

Manage credit policies and procedures

5

12

10

B

17701

Produce and distribute management reports to manage credit risk

4

12

10

B

17703

Apply legal requirements to credit contracts

4

10

B

17704

Recover debt using legal proceedings

4

12

10

B

 

Subfield            Management

Domain            Business Law

Id

Title

Level

Credit

Review Category

17702

Apply the personal properties security legislation

Demonstrate knowledge of the Personal Property Securities Act

5

12

5

B