Domain - Financial Capability

Domain - Financial Capability

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All unit standards registered on the Directory of Assessment Standards may be accessed here. 

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Assessment Standards

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Level 1

Perform income-related calculations for personal finances

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Version 4

24697 Unit Standard 2 Credits

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People credited with this unit standard are able to: calculate gross income for personal finances; describe factors that affect net pay; and determine accuracy of net pay for personal finances.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Interpret and confirm accuracy of personal financial documents

Word  PDF

Version 4

24705 Unit Standard 2 Credits

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People credited with this unit standard are able to: interpret information contained in personal financial documents for management of personal finances; and confirm accuracy of the information contained in personal financial documents, and describe actions required to correct financial inaccuracies.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Produce a budget to manage personal finances

Word  PDF

Version 5

24709 Unit Standard 3 Credits

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People credited with this unit standard are able to: demonstrate knowledge of budgeting terms, services and tools; and produce a budget, to manage personal finances.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Demonstrate knowledge of the effect of life stages on personal income

Word  PDF

Version 4

28087 Unit Standard 3 Credits

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People credited with this unit standard are able to demonstrate knowledge of the effect of life stages on personal income.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Describe credit and debt and their impacts on personal finances

Word  PDF

Version 3

28088 Unit Standard 3 Credits

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People credited with this unit standard are able to describe credit and debt and their impacts on personal finances.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Demonstrate knowledge of personal financial goal setting

Word  PDF

Version 4

28089 Unit Standard 3 Credits

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People credited with this unit standard are able to demonstrate knowledge of personal financial goal setting.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Demonstrate knowledge of selected personal financial saving and investment options that provide financial benefits

Word  PDF

Version 4

28090 Unit Standard 3 Credits

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People credited with this unit standard are able to demonstrate knowledge of selected personal financial saving and investment options that provide financial benefits.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Describe risks and select risk management strategies for personal finances

Word  PDF

Version 4

28091 Unit Standard 3 Credits

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People credited with this unit standard are able to describe risks and select risk management strategies for personal finances.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Demonstrate knowledge of personal credit history

Word  PDF

Version 2

29558 Unit Standard 3 Credits

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People credited with this unit standard are able to demonstrate knowledge of personal credit history.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Level 2

Explain taxation and other deductions relating to personal income

Word  PDF

Version 4

24695 Unit Standard 2 Credits

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People credited with this unit standard are able to explain taxation and other deductions relating to personal income.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Make an informed decision relating to personal income and explain its impacts
This standard is expiring. The last date for assessment to take place is 31 December 2022.

Word  PDF

Version 4

24699 Unit Standard 2 Credits

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People credited with this unit standard are able to make an informed decision relating to personal income and explain its impacts.

Standard-setting body:

NZQA National Qualifications Services

Explain the effect of significant life events on personal income at different life stages

Word  PDF

Version 4

28092 Unit Standard 3 Credits

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People credited with this unit standard are able to explain the effect of significant life events on personal income at different life stages.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Describe tertiary study funding options and potential financial consequences for future choices and responsibilities

Word  PDF

Version 4

28093 Unit Standard 3 Credits

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People credited with this unit standard are able to describe tertiary study funding options and potential financial consequences for future choices and responsibilities.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Produce a household budget, set a financial goal and review and adjust the budget to achieve the goal

Word  PDF

Version 4

28094 Unit Standard 3 Credits

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People credited with this unit standard are able to produce a household budget, set a financial goal and review and adjust the budget to achieve the goal

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Explain personal financial savings and investment options

Word  PDF

Version 4

28095 Unit Standard 3 Credits

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People credited with this unit standard are able to explain personal financial savings and investment options.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Explain insurance products as financial risk management strategies for personal finances

Word  PDF

Version 4

28096 Unit Standard 3 Credits

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People credited with this unit standard are able to explain insurance products as financial risk management strategies for personal finances.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Explain and select banking products and services in relation to personal finances

Word  PDF

Version 3

28097 Unit Standard 3 Credits

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People credited with this unit standard are able to explain and select banking products and services in relation to personal finances.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Level 3

Evaluate options to increase personal income

Word  PDF

Version 4

28098 Unit Standard 3 Credits

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People credited with this unit standard are able to evaluate options to increase personal income.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Evaluate credit options and select debt management strategies to manage personal finances

Word  PDF

Version 3

28099 Unit Standard 3 Credits

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People credited with this unit standard are able to evaluate credit options and select debt management strategies to manage personal finances.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Develop a plan to show how a budget contributes to achieving a long-term personal financial goal

Word  PDF

Version 4

28100 Unit Standard 4 Credits

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People credited with this unit standard are able to develop a plan to show how a budget contributes to achieving a long-term personal financial goal.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Evaluate savings and investment options and make a plan to create a long-term personal investment portfolio

Word  PDF

Version 4

28101 Unit Standard 4 Credits

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People credited with this unit standard are able to evaluate savings and investment options and make a plan to create a long-term personal investment portfolio.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Demonstrate understanding of risk and return on investment for a personal financial investment portfolio
This standard is expiring. The last date for assessment to take place is 31 December 2022.

Word  PDF

Version 4

28102 Unit Standard 4 Credits

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People credited with this unit standard are able to demonstrate understanding of risk and return on investment for a personal financial investment portfolio.

Standard-setting body:

NZQA National Qualifications Services

Analyse and select personal financing options for purchasing a property

Word  PDF

Version 3

28103 Unit Standard 4 Credits

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People credited with this unit standard are able to analyse and select personal financing options for purchasing a property.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Analyse external risk factors and select strategies to manage their impact on personal finances

Word  PDF

Version 3

28104 Unit Standard 3 Credits

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People credited with this unit standard are able to analyse external risk factors and select strategies to manage their impact on personal finances.

Consent & Moderation Requirements:

CMR 226 Word PDF

Standard-setting body:

NZQA National Qualifications Services

Data as at 25 September 2021